Currently, BJ88 provides two types of baccarat, which are:
1. Classic Baccarat
2. Insurance Baccarat
In the game of Classic Baccarat, a total of 8 decks (416 cards) of cards are used. Aces are worth 1 point while Ten, Jacks, Queens and Kings are all worth zero (0); and each card less than Ten is worth their face value. Once the total value of the cards reaches a double-digit, the second digit will become the hand value automatically. The winning hand is the one with a total points closest to 9.
In the game, two hands are dealt in Baccarat – The Banker’s hand and the Player’s hand. Initially cards are dealt to ‘Player’ first, if either players or bankers card points equal to 8 or 9 after the first set of cards are dealt, they both stand and no further cards are drawn, this is known as natural win. However, if there is no winner after the first set of cards are dealt, a third card may or may not be dealt according to ‘Three Card Rules’.
There are other optional side bets, such as Big/Small, Banker/Player Pair, Any Pair, Perfect Pair, Bonus Play and Super Six.
While Insurance Baccarat means a bet being offered to a player at fixed odds in accordance with the Baccarat Insurance Pay Table before either the Player or Banker hand goes into the third card as per the Baccarat Table of Play.
Standard bet type and payout:
Banker wins, 1:0.95 payout
Player wins, 1:1 payout
Tie wins, 1:8 payout